Apple’s new rivals in the buy now, pay later space have struggled in recent months as consumer spending shifts from goods to services. Other fintech and crypto companies such as Robinhood, PayPal and Coinbase have struggled this year as well. Read more about tech and crypto from CNBC Pro

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 The picture quality on the Studio Display is good, but it won’t blow you away. I like that text is nice and sharp thanks to the extra pixels, so people who read on their computer for hours per day might want to consider it. And while it might seem expensive, it’s a lot less than the Pro Display XDR Apple also sells, which costs $4,999 before you add in the $1,000 stand. That’s for video professionals who need a bigger, brighter, 32-inch screen and more accurate colors for work.

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 5G is nice to have if you care about using your iPad outside of a Wi-Fi network, like on the bus or the train. I usually buy the cellular model because I like having that option. But 5G doesn’t offer consumers all that much yet over the older 4G LTE networks, other than faster downloads, which might be useful if you need to quickly download some movies before hopping on a flight. Just expect to pay about $150 more for the cellular version.

Iphone 15

 The Mac Studio has an excellent, compact design. It’s focused on practicality with plenty of ports to plug anything in. It’s shaped like an aluminum brick, measuring about 8 inches per side and 4 inches tall, elegantly elevated a few millimeters off the desktop for ventilation. I tested the model with Apple’s M1 Max chip, the second-fastest processor Apple makes. Unlike Apple’s laptops before last year’s models, it has plenty of practical ports: two USB-C ports and a reader for SD memory cards like cameras use on the front, and four USB-C ports, two USB-A ports, and an Ethernet and HDMI port on the back. Most people will be able to connect anything to it without a dongle.

Iphone

 The iPhone SE is $30 more than the identically named model that launched in 2020 for $399. It offers more than that model, including support for faster 5G cellular, stronger glass, and the same high-speed processor that appears in the more expensive iPhone 13 (which starts at $699 for the Mini model). But it seems inflation and supply chain constraints could also be playing a role. I think Apple could really have boosted the appeal by dropping the price a bit, considering consumers are getting squeezed everywhere else right now, from the grocery store to the gas pump.

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